I just spoke to my buddy Gabe.
He says I'm probably around 14-15 bf% because I have my hamstrings coming in, and that the majority of my fat is around my waste and lower back, which is indicative of estrogen... either way, he agrees that cutting phase is now over, and that I should continue running my cycle of gear, but use higher calories to drive new muscle growth because my body will be in "rebound" mode. He says this especially because I'm using 10ius of GH use. He also suggested to get on something that will help with insulin resistance, such as ALA or Berberine.
He wants me to up my protein to 275g and carbs to 500g on training days. He says that my body is indeed burnt out and wants to rebound; thus, I should use this opportunity to my advantage and add new muscle; if done correctly, and not with shit food, he said I may actually look bigger and leaner. Another three months of gear isn't going to kill me, however, he said it's time to drop the clen, but keep the t3 at a 25mcg maintenance dose.
As for as training, he said keep it the same, including 30mins of cardio; allow the food to drive new muscle growth, and not to add any more to my gear.
After this three-month rebounding period, to take off completely for a month and inject nothing. Then reassess when body is cleared out and ready to either bulk or cut again. But yea, it's basically too late now to keep going, without sacrificing more muscle or worse.
So I guess that's that then... problem solved by asking a coach.
First things first. No way are you 20%. I agree with your friend, more like 15%.
I will say that what I have picked out as your problem is your fear of :losing muscle."
So try out your buddy Gabe's recommendations, and do what he says without any pushback. See how you progress.
When I prepped my wife for wellness, the first thing I did was double her calories for a couple weeks. I started pulling fats and carbs from there. I don't know what your macros were before, but from your stats I would look at 275 grams of protein as a minimum.
Anyway, getting back to your fear of losing size - if you just do what your coach says, and it's working, then you don't have to worry about losing size.
If you are on your own, keeping the protein high along with steroids means you won't lose muscle. The training, the steroids, and the protein are all separate signals to your body to hold onto muscle.
This is not rocket science. Pull from fats and then carbs two or three hundred calories if you have stalled. Maybe add a few minutes of cardio. That's it. Don't monkey with things all the time. Eat the same things and track. If you are stalled for a week or two, then it is time to make a slight adjustment.
Get over the fear of losing muscle, and just do what needs to be done to strip the fat. Avoid going extreme right away. Small adjustments every couple weeks, but only as needed, that is, if you are making progress, then change nothing.
As you get really lean, you will need to pull down calories very low compared to your off season. That is just a fact. The fear of losing muscle is one reason why so many guys show up to bodybuilding contests in poor condition.