IGF1 - Zscore Results

[S1L3NC3D]

Honestly looks fine to me.
Personally I'd just repull labs in a month but id expect to cysc to slowly go back to normal.

That being said if you want to get jardiance covered by insurance.. now's the time to do so..lol

Thank you sir. I appreciate your input.

Did that test as recommended at Labcorp yesterday. Just received results tonight at 9pm.

 

[trynagains]

Here's my understanding. If you're in the US, no, do not tell them or they can code it as F55.3 (abuse of steroids) to your insurance company. That is unless you're self paying and you explicitly request that they keep it off the insurance record.

Unless you tell them, you should be safe. But then you run the risk of it getting coded as CKD or something which is arguably just as bad if not worse for insurance purposes.

Unless you tell them or they run a toxicology screen, they will have no way of definitely knowing in such a way that permits them to code it as such to your insurance company.

HIPAA does not protect you if you explicitly tell them what you're taking.

Is this true?

Under the Affordable Care Act (ACA), health insurers can’t cancel your health insurance just because you got sick, needed treatment, or developed a health condition — including conditions related to substance use — as long as you continue paying your premiums and didn’t commit fraud or misrepresentation.

Substance abuse disorder is a protected health condition. I’ve never known anyone to lose their insurance for ODing on fentanyl. And I am heavily involved in the recovery community so I see it all the time. In fact my insurance paid for my drug rehab like 5 times about 20 years ago. My medical record says I have “polysubstance abuse disorder” and that will never go away. I’ve never had issues with insurance.

I’m not saying you’re wrong but this just doesn’t track with anything I’ve experienced.

 

[trynagains]

fyi also, and I’m not a lawyer so take this with a grain of salt… Medical and behavioral health benefits including substance use disorder treatment are protected under laws like the Mental Health Parity and Addiction Equity Act (MHPAEA), which ensures coverage parity for treatment of substance use conditions. Steroids are included in this. This means they have to pay for your care. From what I understand this requires health insurance providers to provide coverage for substance use disorder (MH/SUD) treatments on par with medical/surgical benefits, meaning costs (copays, deductibles) and treatment limits (visit caps, prior authorizations) can't be more restrictive for behavioral health.

 

[riggspersonal]

Is this true?

Under the Affordable Care Act (ACA), health insurers can’t cancel your health insurance just because you got sick, needed treatment, or developed a health condition — including conditions related to substance use — as long as you continue paying your premiums and didn’t commit fraud or misrepresentation.

Substance abuse disorder is a protected health condition. I’ve never known anyone to lose their insurance for ODing on fentanyl. And I am heavily involved in the recovery community so I see it all the time. In fact my insurance paid for my drug rehab like 5 times about 20 years ago. My medical record says I have “polysubstance abuse disorder” and that will never go away. I’ve never had issues with insurance.

I’m not saying you’re wrong but this just doesn’t track with anything I’ve experienced.

I don't think they'd drop you or could drop you buy they could raise your premiums the same way they do when someone develops a chronic health condition. Also not in my wheelhouse of expertise. I'll look into this though because I'm curious.

 

[riggspersonal]

@trynagains it seems you're right. Even if you get this code added to your medical records, your health insurance company cannot increase your premium or drop you nor can a new provider use this to price your rates higher. The risk is with adding a life insurance policy.

 

[trynagains]

@trynagains it seems you're right. Even if you get this code added to your medical records, your health insurance company cannot increase your premium or drop you nor can a new provider use this to price your rates higher. The risk is with adding a life insurance policy.

I also imagine that the providers could use that to bump you or drop you from a transplant list as @adrenalytic mentioned. They’d probably have to do toxicology at least.

I only bring this up because in order for Doctors to do their job well and for someone to get the best treatment it is important to be honest. I’m not saying that OP should. That’s for them to decide. But I’m always honest with my doctors. They know all my bullshit and I have a stack of bullshit in my medical history.