I don’t expect any visual changes, except bloat (minus with pure hcl
What do you mean by this?
My routine has consisted of a pwo with 1.5g of creatine hcl, and 4g of a blend of creatine monohydrate and hcl within 30 minutes of finishing a workout.
5.5gr is most likely more than enough. However, you will see benefits faster if you load for a week or two. This has been shown to increase muscle creatine content and the 5.5gr dose is a maintenance level dose. You can also just stay consistent and levels will eventually increase.
It doesn't really matter when you take it however, it does go well with carbs and it's important to drink plenty of water while using it. Which may make it fit well around the time you're using it.
