I learned a valuable lesson within the past two hours. Long story short- I used blackwallet to store my XLMs until i can get to my hardwallets which i keep elsewhere. I had been putting it off and as luck would have it, blackwallet was hacked and a script was built into so as soon as you log in, it drains your entire balance minus the reserves. So, yes, i lost alot just now. Im not having much luck with XLM wallets AT ALL and i thought the other issues were a big deal..i was wrong...Regardless, of what wallet(s) youre using, this applies. I fucked up not transferring to my ledger, i admit it. I fucked up big time, FUCK!!!

