Investment feelings?

[Hayes88]

Goodmorning!
Those here investing, how did you feel and/ or cleared the feeling of "loosing" money to gain money?

When I cleared my debts which was around 100k I was asked -"I bet you feel proud of yourself now?"
But I felt horrible emptying my account haha
Now a few years later investing money I am sure I have for something I am not sure I will get is
always giving me the chills, yet to win you gotta be prepared to loose.

And I know we all have different opportunities, but investments of a few hundred is not really scary
even if uncomfortable. More inclined to hear from those investing 30, 50, 70% if their savings.
Money which wouldn't break you loosing, but for sure set you back a long time.

 

[rockyraccoon]

Just divide the savings into different risk profiles. If you want to be relatively conservative, you just put 90% in savings/money market accounts and treat the leftover as gambling money. If you make big gains with the risky part, then dump some more in the low risk accounts. Rinse and repeat.

 

[narta]

Diversify.
40% Real estate, 20% bonds, 10% savings, 5% stock, 5% crypto.

If something outperforms, enjoy some of that by treating yourself and split the remaining amongst the others.

Don't forget to set a goal and enjoy life in the process.

 

[Dang-1]

Like others have said, any money manager will give you a ratio based on your risk aversion/age/ect… its will absolutely be worth 500 to just talk to one although you can normally get a free first session since they want to manage your portfolio. Honestly, if you have more than 100k tossing it to a low fee institution like TD ameritrade or one of the 20 others just removes the guesswork.

Then you take your gambling money and play with that. Like with the blackrock announcement I put all my gambling money in bitcoin again, it’s already way up but will I hit triples, 4x, 5x or take a bath, who knows

As far as feels, I just got used to it as it’s been years now. I’ve got about 70% in stable investments, 10% risky, 20% liquid “kinda” I’m conservative by most standards keeping 20% in my bank account but I just kinda freak out if I don’t see 4 months of expenses in my bank accounts (these are my post divorce % since I lost about 85% of my assets) I’m actually loosing money by doing this though and should just have 2 months or less. Most of my other colleagues immediately move revenue into investment accounts and just live off revenues. If you need cash you can liquidate a position immediately so don’t do what I do

 

[Hayes88]

I appreciate the answers!
I started with a few crypto investments as many others getting hungry hearing about success from friends or co-workers, but had a change of mind later on and kept around 15k there which has been standing rather still for a few.

I was thinking about going into stocks and received advice and contacts left and right. Via a broker or bank it sounds like a rather slow increase with risk, and via friends in the biz there is talk of 2x - 3x in a 2-3 year period.
I decided that before I listen I need to learn, so threw in some coins and trying to learn the ropes.

Instead I got more interested in things I can somewhat control and I got a (on contract) great deal investing in a gym chain, with according to forecast better results than the "friend stocks" above. However, what is really true is to be seen and of course I understand the risks.
I placed 30% of all savings there.

Now I have the rest and I am leaning towards a franchise or two. A run itself brand in a good location I hope. My feelings would be to invest what remains in something I always wanted to create business-wise, but having a savings account and then not having it is itchy to say the least haha

 

[laclark89]

I'm looking into, real estate possibly high risk but always on a upward trend over time, same as gold. " same trend you would see in physical progress lol a little wavy but always on the up.

Also low risk, lower profit, investments like through UBS u can look into it.

 

[laclark89]

I appreciate the answers!
I started with a few crypto investments as many others getting hungry hearing about success from friends or co-workers, but had a change of mind later on and kept around 15k there which has been standing rather still for a few.

I was thinking about going into stocks and received advice and contacts left and right. Via a broker or bank it sounds like a rather slow increase with risk, and via friends in the biz there is talk of 2x - 3x in a 2-3 year period.
I decided that before I listen I need to learn, so threw in some coins and trying to learn the ropes.

Instead I got more interested in things I can somewhat control and I got a (on contract) great deal investing in a gym chain, with according to forecast better results than the "friend stocks" above. However, what is really true is to be seen and of course I understand the risks.
I placed 30% of all savings there.

Now I have the rest and I am leaning towards a franchise or two. A run itself brand in a good location I hope. My feelings would be to invest what remains in something I always wanted to create business-wise, but having a savings account and then not having it is itchy to say the least haha

Better forecast about investments in a gym ? Not so sure buddy, that's y I invested in a home gym.

One more out break or new variant of our little virus freind, bam gyms and restaurants are the first things gone. Havent we learned this?