Can Blood Testing affect Insurance?

If you are hypogonadal and start trt it could affect life insurance by putting you into a different risk pool and increasing your premium. Depends on the policy and underwriting process of the company. Should not affect health insurance premiums.

Source: Used to sell life insurance
 
Do you already have life insurance? I could see it potentially effecting the rates for that. My health insurance has actually gone down In price somehow after going on trt and a bipap.
 
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